NO MORE SURPRISES

Budget for what’s coming, not just what passed.

Buckit gives every dollar a job and sets aside irregular bills before they land — so you always know what's truly yours to spend.

See how it works

No bank connection required · Works on any pay cycle · Free to start

Ready to assign

$2,840.00

Give each of these dollars a job below.

June 2026

Rent

$1,150 available

Groceries

$187 available

Fun money

$92 available

Car rego

$742 of $1,200

5 months away · $92 set aside each cycle

Gas

Funded

Electricity

$155 more needed by the 25th

Most budgets look backward. Buckit looks forward.

Zero-based budgeting that works by pay cycle, so recurring bills, sinking funds, and everyday spending all have a purpose before money leaves your account.

The old way

You record spending after it's gone. The big annual bills — rego, insurance, the dentist — still ambush you, and you're always reacting.

The Buckit way

Your money knows where it's going. Every dollar gets a job before you spend it, and irregular bills build up quietly over months — so when rego or insurance lands, the money's already there.

How a Buckit cycle works.

Income arrives

Start each pay cycle with the money you actually have.

Buckets fund themselves

Your targets and sinking funds tell you exactly what to set aside this cycle.

You spend freely

The money's already assigned, so glance at what's Available and buy without second-guessing.

Reset or carry over

Spending buckets reset. Savings and bills keep building.

Three types. Every situation covered.

Spending

For everyday money — groceries, fuel, dining out, fun. Set a cycle amount; unused money resets or rolls into the next cycle.

Savings

For goals that should keep growing — house deposits, holidays, emergency buffers. Money carries forward every cycle, so the balance only climbs.

Sinking Funds

For big irregular bills — rego, insurance, quarterly costs. Set the annual amount and Buckit works out the monthly contribution, so it's ready before the bill lands.

Sinking Funds

For big irregular bills — rego, insurance, quarterly costs. Set the annual amount and Buckit works out the monthly contribution, so it's ready before the bill lands.

Set a target. Watch it fill.

Give any bucket a target — refill it each cycle, cover a recurring bill, save toward a goal, or build up for a yearly cost.

Buckit shows progress at a glance:

amber while you're getting there

and green the moment it's funded.

TARGETS · JUNE 2026

Electricity

$400 of $555

Rent

Funded

Set a target. Watch it fill.

Give any bucket a target — refill it each cycle, cover a recurring bill, save toward a goal, or build up for a yearly cost. Buckit shows progress at a glance: amber while you're getting there, green the moment it's funded.

TARGETS · JUNE 2026

Electricity

$400 of $555

Rent

Funded

WANTS

AI tools

Assigned

$0.00

Spent

$0.00

Available

$0.00

What's this target for?

Refill

Most people choose this

Tops this bucket back up to your amount each cycle. Anything you don't spend rolls into the next cycle.

Use for: groceries, fuel, dining out, fun money

✓

Pay a bill

Builds up to a fixed amount due on the same day every month.

Use for: rent, insurance, phone, utilities

Bill · quarterly or yearly

Saves a little each cycle so a larger non-monthly bill is ready by its due date.

Use for: rego, annual subscriptions, quarterly rates

Save a goal

Builds a balance that keeps growing, with an optional target date.

Use for: a holiday, a new laptop, a house deposit

TARGETS · JUNE 2026

Grocerries

$300 of $450

Gas

$100 of $250

NEVER MISS A DUE DATE

Every bill on the day it's due.

Choose the “Pay a bill” target and Buckit drops it straight into your Recurring calendar — so you can see exactly when each one lands and never lose track of what's coming.

↻

Recurring

Bills on the days they're due.

June 2026

$1,750

across 6 bills this month

Utilities

Gas & water

Rent

SAVE TOWARD WHAT MATTERS

Watch your goals get closer, every cycle.

Give a category a goal target and it shows up here automatically — with how much you've saved, what's left, and whether you're on track to hit it by your date.

◎

Goals

Save toward one-off targets by a date.

Save toward one-off

targets by a date.

1 goal

Saved so far

$36,000

of $70,000 target

of $70,000

target

of $70,000

Saving / month

$5,667

$5,667/mo ·

target Dec

2026

across 1 goal

Remaining

$34,000

left to save

51%

🏡 House deposit

$36,000 saved of $70,000 · $34,000 to go

$36,000 saved of $70,000

On track

$5,667/mo · target Dec 2026

$5,667/mo ·

target Dec 2026

Can I afford this — now and later?

Not “what did I spend?” but “if I spend this today, what does next month look like?” Buckit helps you make the decision before it becomes debt.

BEFORE YOU BUY

Fun money

Available $218

Eating out

Available $38

Car rego

Funded · on track

A clear path out of debt — and the surprises that keep you there.

When every bill is funded and every dollar has a plan, there's nothing left to ambush your budget. Sinking funds quietly cover the big irregular costs, so you stop reaching for credit — and what's left can go toward getting ahead.

Budget as a household, not in silos.

Invite a partner, family member, or flatmate into your budget. Everyone sees the same buckets, balances, and plan — so money conversations happen with everyone looking at the same picture.

Household budget

2 members · groceries, rent, rego, and shared savings stay visible to everyone.